by team member | Dec 21, 2017 | Blog
Knowing up front how much home you can afford can save you time and heartache during your next home search. Lenders use a few rules of thumb to guide this process and to assess your borrowing power. By factoring in your income, debt, credit history, and down payment,...
by team member | Dec 21, 2017 | Blog
Your credit report can be your biggest ally during the home loan process. A strong report leads to better interest rates and more funds available for your next home purchase, while a weak credit report can make borrowing more expensive. So what does your credit report...
by team member | Dec 21, 2017 | Blog
Fixed-Rate, ARM, or Interest Only: Which is Best? Borrowers have more loan options today than ever before. Conventional loans like the 30 year fixed-rate loan are easy to predict, ARMs seem easier on the pocket, and interest only loans are attractive for their low...
by team member | Dec 21, 2017 | Blog
Is It Time To Lock Your Rate? Do you know today’s interest rate on a 30 year fixed rate loan? Chances are that this rate has already changed since the last time you’ve looked! Mortgage interest rates are adjusted daily to reflect the supply and demand of available...
by team member | Sep 16, 2012 | Blog
Buying vs Renting: Which is Right For You? Purchasing a home can save you money very quickly. FIRST, you’ll save on taxes because the interest on your home mortgage is tax deductible. If you rent, your landlord gets the break. SECOND, you’ll save on...
